:root {
    --ink: #071426;
    --navy: #0c2340;
    --blue: #145f8f;
    --teal: #008f7a;
    --gold: #d8ae55;
    --paper: #ffffff;
    --mist: #f4f7fa;
    --line: #dce5ee;
    --muted: #617086;
    --shadow: 0 22px 55px rgba(7, 20, 38, .12);
    --radius: 8px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
html { scroll-padding-top: 100px; }
body {
    margin: 0;
    color: var(--ink);
    background: var(--paper);
    font-family: "Segoe UI", Arial, sans-serif;
    line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
.container { width: min(1180px, calc(100% - 32px)); margin: 0 auto; }

.skip-link {
    position: absolute;
    left: 16px;
    top: 12px;
    z-index: 1200;
    padding: 10px 14px;
    border-radius: 6px;
    background: #fff;
    color: var(--navy);
    transform: translateY(-180%);
    transition: transform .2s ease;
    box-shadow: var(--shadow);
}
.skip-link:focus { transform: translateY(0); }

.breadcrumbs {
    margin-bottom: 18px;
    font-size: 13px;
    color: rgba(255,255,255,.84);
}
.breadcrumbs ol {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 8px;
    padding: 0;
    margin: 0;
    list-style: none;
}
.breadcrumbs li:not(:last-child)::after {
    content: "/";
    margin-left: 8px;
    color: rgba(255,255,255,.56);
}
.breadcrumbs a:hover { color: #fff; text-decoration: underline; }

.topbar { background: var(--ink); color: #d8e3ee; font-size: 13px; }
.topbar-inner { min-height: 38px; display: flex; justify-content: space-between; align-items: center; gap: 18px; }
.site-header {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: rgba(255,255,255,.96);
    backdrop-filter: blur(18px);
    border-bottom: 1px solid rgba(220,229,238,.9);
    box-shadow: 0 10px 28px rgba(7,20,38,.06);
}
.nav-wrap { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 18px; }
.brand { display: flex; align-items: center; gap: 12px; font-weight: 900; color: var(--navy); }
.brand img { width: 48px; height: 48px; object-fit: contain; }
.brand span { font-size: 18px; white-space: nowrap; }
.main-menu { display: flex; align-items: center; gap: 2px; }
.main-menu a {
    display: inline-flex;
    align-items: center;
    min-height: 78px;
    padding: 0 10px;
    color: #1b3049;
    font-size: 14px;
    font-weight: 750;
}
.main-menu a:hover, .main-menu a.active { color: var(--teal); }
.nav-actions { display: flex; gap: 10px; align-items: center; }
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 44px;
    padding: 11px 18px;
    border-radius: 6px;
    border: 1px solid transparent;
    font-weight: 850;
    transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.btn:hover { transform: translateY(-1px); box-shadow: 0 14px 28px rgba(7,20,38,.14); }
.btn-primary { background: var(--teal); color: #fff; }
.btn-light { background: #fff; color: var(--navy); border-color: var(--line); }
.btn-outline { background: transparent; color: var(--navy); border-color: var(--line); }
.btn-dark { background: var(--navy); color: #fff; }
.menu-toggle { display: none; width: 44px; height: 44px; border: 1px solid var(--line); background: #fff; border-radius: 6px; }
.menu-toggle span { display: block; width: 20px; height: 2px; margin: 5px auto; background: var(--ink); }

.page-hero {
    position: relative;
    color: #fff;
    background: var(--ink);
    overflow: hidden;
}
.page-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image: linear-gradient(90deg, rgba(7,20,38,.94), rgba(7,20,38,.73) 48%, rgba(7,20,38,.28)), var(--hero-image);
    background-size: cover;
    background-position: center;
}
.hero-grid {
    position: relative;
    z-index: 1;
    min-height: 560px;
    display: grid;
    grid-template-columns: minmax(0, 1.04fr) minmax(300px, .58fr);
    align-items: center;
    gap: 52px;
    padding: 76px 0 92px;
}
.home-hero .hero-grid { min-height: 690px; }
.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    color: #cbe8e2;
    font-size: 12px;
    font-weight: 900;
    text-transform: uppercase;
    letter-spacing: .08em;
}
.eyebrow::before { content: ""; width: 34px; height: 2px; background: var(--gold); }
.page-hero h1 {
    font-size: clamp(40px, 6vw, 74px);
    line-height: 1;
    letter-spacing: 0;
    margin: 18px 0;
    max-width: 820px;
}
.page-hero p { color: #e6eef6; font-size: clamp(18px, 2.2vw, 23px); max-width: 760px; margin: 0 0 28px; }
.button-row { display: flex; flex-wrap: wrap; gap: 12px; }
.hero-card {
    background: rgba(255,255,255,.95);
    color: var(--ink);
    border-radius: var(--radius);
    padding: 26px;
    box-shadow: var(--shadow);
    border-top: 5px solid var(--gold);
}
.hero-card strong { display: block; color: var(--navy); font-size: 23px; margin-bottom: 10px; }
.hero-card span { color: var(--muted); }

.section { padding: 86px 0; }
.section.compact { padding: 58px 0; }
.section-muted { background: var(--mist); }
.section-dark { background: var(--ink); color: #fff; }
.section-head { max-width: 780px; margin-bottom: 34px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head h2 { font-size: clamp(30px, 4vw, 48px); line-height: 1.08; margin: 8px 0 12px; }
.section-head p { color: var(--muted); font-size: 18px; margin: 0; }
.section-dark .section-head p, .section-dark .bank-card p { color: #bfd0df; }
.card-grid { display: grid; gap: 22px; }
.card-grid.three { grid-template-columns: repeat(3, 1fr); }
.card-grid.four { grid-template-columns: repeat(4, 1fr); }
.card-grid.two { grid-template-columns: repeat(2, 1fr); }
.bank-card, .info-panel, .contact-card {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 26px;
    box-shadow: 0 14px 34px rgba(7,20,38,.06);
}
.service-card { display: block; height: 100%; transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease; }
.service-card:hover { transform: translateY(-3px); box-shadow: 0 18px 40px rgba(7,20,38,.1); }
.section-dark .bank-card { background: #0f2238; border-color: rgba(255,255,255,.12); }
.card-icon {
    width: 46px;
    height: 46px;
    display: grid;
    place-items: center;
    border-radius: 6px;
    background: #e8f6f2;
    color: var(--teal);
    font-weight: 950;
    margin-bottom: 16px;
}
.bank-card h3 { margin: 0 0 8px; font-size: 21px; color: var(--navy); }
.section-dark .bank-card h3 { color: #fff; }
.bank-card p, .info-panel p, .contact-card p { margin: 0; color: var(--muted); }
.card-link { display: inline-flex; margin-top: 14px; font-size: 13px; font-weight: 900; color: var(--teal); }
.split {
    display: grid;
    grid-template-columns: .95fr 1.05fr;
    gap: 54px;
    align-items: center;
}
.visual-panel {
    min-height: 420px;
    border-radius: var(--radius);
    background: linear-gradient(135deg, rgba(12,35,64,.18), rgba(0,143,122,.12)), url("../../images/slider3.jpg") center/cover;
    box-shadow: var(--shadow);
}
.feature-list { display: grid; gap: 14px; margin-top: 26px; }
.feature-list div {
    display: flex;
    gap: 12px;
    padding: 14px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 6px;
}
.check {
    width: 24px;
    height: 24px;
    flex: 0 0 24px;
    border-radius: 50%;
    background: var(--teal);
    color: #fff;
    display: grid;
    place-items: center;
    font-size: 13px;
    font-weight: 950;
}
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
.trust-grid article { background: #fff; padding: 24px; border-right: 1px solid var(--line); }
.trust-grid article:last-child { border-right: 0; }
.trust-grid strong { display: block; color: var(--navy); font-size: 24px; }
.trust-grid span { color: var(--muted); font-size: 14px; }
.cta-panel {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 24px;
    align-items: center;
    padding: 36px;
    border-radius: var(--radius);
    background: linear-gradient(135deg, var(--navy), #114a6d 62%, var(--teal));
    color: #fff;
    box-shadow: var(--shadow);
}
.cta-panel h2 { margin: 0 0 6px; font-size: 34px; }
.cta-panel p { margin: 0; color: #dceaf3; }
.branch-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.branch-card h3 { color: var(--navy); margin: 0 0 8px; }
.branch-card p { margin: 0 0 9px; color: var(--muted); }
.contact-layout { display: grid; grid-template-columns: .8fr 1.2fr; gap: 28px; align-items: start; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field-full { grid-column: 1 / -1; }
label { display: block; font-weight: 850; margin-bottom: 7px; color: #24364d; }
input, select, textarea {
    width: 100%;
    border: 1px solid #cbd6e2;
    border-radius: 6px;
    padding: 13px 14px;
    font: inherit;
    color: var(--ink);
    background: #fff;
}
input:focus, select:focus, textarea:focus { outline: 3px solid rgba(0,143,122,.15); border-color: var(--teal); }
.map-panel {
    min-height: 320px;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    overflow: hidden;
    background: #e8eef5;
}
.map-panel iframe { width: 100%; height: 320px; border: 0; display: block; }

.site-footer { background: #06111f; color: #d6e1ed; padding: 68px 0 28px; }
.footer-branches {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 24px;
    align-items: center;
    padding-bottom: 28px;
    border-bottom: 1px solid rgba(255,255,255,.12);
}
.footer-branches h2 { margin: 8px 0 0; color: #fff; font-size: 30px; }
.branch-strip { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin: 24px 0 38px; }
.branch-strip article { padding: 15px; border: 1px solid rgba(255,255,255,.12); border-radius: var(--radius); background: rgba(255,255,255,.04); }
.branch-strip strong { display: block; color: #fff; }
.branch-strip span { display: block; color: #b9c8d8; font-size: 13px; margin-top: 5px; }
.branch-strip b { color: #fff; font-weight: 850; }
.footer-grid { display: grid; grid-template-columns: 1.3fr repeat(4, 1fr); gap: 34px; }
.site-footer h3, .site-footer h4 { color: #fff; margin: 0 0 14px; }
.site-footer p { color: #b9c8d8; margin: 0; }
.site-footer .support-line { margin-top: 14px; line-height: 1.8; }
.site-footer a { display: block; color: #b9c8d8; margin-bottom: 9px; }
.site-footer a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); margin-top: 40px; padding-top: 22px; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; font-size: 14px; color: #93a6b9; }

.whatsapp-support {
    position: fixed;
    right: 24px;
    bottom: 24px;
    z-index: 1100;
    display: flex;
    align-items: flex-end;
    gap: 12px;
    opacity: 0;
    transform: translateY(14px);
    transition: opacity .45s ease, transform .45s ease;
}
.whatsapp-support.is-visible {
    opacity: 1;
    transform: translateY(0);
}
.whatsapp-popout {
    width: min(300px, calc(100vw - 96px));
    padding: 16px;
    border: 1px solid rgba(216,174,85,.34);
    border-radius: var(--radius);
    background: rgba(255,255,255,.96);
    box-shadow: var(--shadow);
    backdrop-filter: blur(16px);
}
.whatsapp-popout p {
    margin: 0 0 12px;
    color: var(--navy);
    font-size: 15px;
    font-weight: 900;
}
.whatsapp-actions {
    display: grid;
    gap: 8px;
}
.whatsapp-actions a {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 38px;
    padding: 9px 12px;
    border-radius: 6px;
    background: #e8f6f2;
    color: #075e54;
    font-size: 13px;
    font-weight: 900;
    transition: background .2s ease, color .2s ease, transform .2s ease;
}
.whatsapp-actions a:hover {
    background: #075e54;
    color: #fff;
    transform: translateY(-1px);
}
.whatsapp-float {
    width: 58px;
    height: 58px;
    flex: 0 0 58px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    color: #fff;
    background: linear-gradient(135deg, #075e54, #25d366);
    box-shadow: 0 18px 35px rgba(7,94,84,.28);
    border: 3px solid #fff;
    transition: transform .22s ease, box-shadow .22s ease;
}
.whatsapp-float:hover {
    transform: translateY(-3px) scale(1.04);
    box-shadow: 0 24px 44px rgba(7,94,84,.34);
}
.whatsapp-icon {
    font-size: 14px;
    font-weight: 950;
    letter-spacing: .03em;
}

@media (max-width: 1080px) {
    .menu-toggle { display: block; order: 3; }
    .main-menu, .nav-actions { display: none; }
    .site-header.nav-open .nav-wrap { flex-wrap: wrap; padding: 14px 0; }
    .site-header.nav-open .main-menu, .site-header.nav-open .nav-actions { display: flex; width: 100%; flex-direction: column; align-items: stretch; }
    .site-header.nav-open .main-menu a { min-height: 44px; padding: 0; }
    .hero-grid, .split, .contact-layout, .footer-grid { grid-template-columns: 1fr; }
    .trust-grid, .card-grid.four, .branch-grid { grid-template-columns: repeat(2, 1fr); }
    .branch-strip { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 680px) {
    .topbar-inner { justify-content: center; text-align: center; }
    .topbar-inner span:last-child { display: none; }
    .brand span { font-size: 16px; }
    .page-hero h1 { font-size: 40px; }
    .hero-grid, .home-hero .hero-grid { min-height: auto; padding: 72px 0 88px; }
    .section { padding: 62px 0; }
    .card-grid.three, .card-grid.two, .card-grid.four, .trust-grid, .branch-grid, .branch-strip, .form-grid, .cta-panel, .footer-branches { grid-template-columns: 1fr; }
    .trust-grid article { border-right: 0; border-bottom: 1px solid var(--line); }
    .cta-panel { padding: 26px; }
    .footer-bottom { display: block; }
    .whatsapp-support { right: 14px; bottom: 14px; gap: 9px; }
    .whatsapp-popout { width: min(260px, calc(100vw - 88px)); padding: 14px; }
    .whatsapp-popout p { font-size: 14px; }
    .whatsapp-float { width: 54px; height: 54px; flex-basis: 54px; }
}